We Have a Checking Account for You
Our personal checking accounts offer a variety of features and benefits and are designed to meet different lifestyles and financial needs. Choose the one that meets your personal requirements.
SMART Checking
- Identity Theft Monitoring & Resolution Service1
- Cellular Telephone Protection2
- Credit File Monitoring3
- eStatements Available
- Overdraft Privilege Available*
SMART Plus Checking
- Earns 12 Month CD Rate (if requirements are met)
- Identity Theft Monitoring & Resolution Service1
- Cellular Telephone Protection2
- Credit File Monitoring3
- Paperless Banking
- Overdraft Privilege Available*
SMART Senior Checking
- Interest Paid on Balances Over Zero
- One Box of Personalized Single Checks (per 12 months)
- Identity Theft Monitoring & Resolution Service1
- Cellular Telephone Protection2
- Credit File Monitoring3
- eStatements Available
- Overdraft Privilege Available*
Green Checking
- Paperless Banking
- Environmentally Friendly
- Overdraft Privilege Available*
Student Checking
- No Maintenance Fee
- No Check Charge Fee
- eStatements Available
Direct Deposit Account
- Automatic Transfer
- No Minimum Deposit
- Five Over-the-Counter Withdrawals Each Cycle
1Benefits are available to personal checking account owner(s), their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.
2Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance.
3 Credit file monitoring may take several days to begin following activation.
