Investment Services

Investment Services Available

CB&T Wealth Management is a relationship oriented investment services firm with a dedicated team of finance professionals. Our goal is to generate wealth for and with our clients, and provide economic surety to those who need it. We have a wide variety of investment options to help you. Contact the Wealth Management team today to discuss your investing options.

Our Investment Products Include:

12,000+ Mutual Funds
Variable and Fixed Annuities
Equities
Municipal Bonds
Corporate Bonds
Alternative Investments
Structured Products
Certificates of Deposit
529 Plans
Real Estate Investment Trusts
Access to over 75 different Insurance Companies.

Retirement Planning

Business

Plans that allow the Employer and Employee to contribute Pre-tax dollars into their Retirement accounts. These plans also allow the Employer to reduce tax bills by making matching contributions to the Employees’ accounts with products including:

401(k) Plans
SIMPLE Plans
SEP IRA Plans

Personal

Individuals can set aside money for their retirement years using products that include Traditional IRAs and Roth IRAs. These plans allow for tax deferred growth and some allow for tax free qualified withdrawals. Withdrawals of earnings prior to age 59 ½ or prior to the account being opened for 5 years, whichever is later, may result in a 10% IRS penalty tax. Limitations and restrictions may apply.

Wealth Transfer Strategies

Strategies include fiduciary and management services in designing of a transfer plan for the assets of one person to another person(s) or entities. Thus, providing assurance that final wishes are met, and that the most tax advantageous and succinct path is utilized. Available Services:

Estate Planning
Transfer on Death Accounts
Business Succession Planning
Charitable Planning
Asset Movement Strategies

Contact Us:

Phone: (843) 398-2873

Fax: (843) 664-0578
185 W. Evans St. Florence, SC 29501

Check the background of investment professionals associated with this site on FINRA's BrokerCheck

LPL Financial Form CRS

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. CB&T Wealth Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using CB&T Wealth Management, and may also be employees of Carolina Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Carolina Bank or CB&T Wealth Management. Securities and insurance offered through LPL or its affiliates are:

Not Insured by FDIC or Any Other Government Agency	Not Bank Guaranteed	Not Bank Deposits or Obligations	May Lose Value

Your Bank (“Carolina Bank") provides referrals to financial professionals of LPL Financial LLC (“LPL") pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services.

Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html.

The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.